When filing a roof insurance claim, lawyer or not, you will need to get a quote to replace or repair your roof.
If you do decide to go with an insurance claim lawyer, the quote will be important in providing your insurance company with documentation of an estimated loss. You should explore getting an independent quote in addition to whatever quote you may get from your insurance company’s representative.
When pursuing a roof estimate here are a few handy tips:
Know your HOA policy on roof types: Depending on where you live, it’s not uncommon for your HOA to have a mandatory roof type in your association bylaws. If you aren’t sure drive around your neighborhood, or contact your HOA.
Know your existing materials: Since a quote is going to estimate your total loss, don’t automatically go for an economical roofing option. If you have tile, get a quote for tile. Not only might it be required by your HOA, your home value could be tied to it as well. You don’t want to underestimate on a quote because you could be the one shelling out the difference.
Know who can give you an estimate: There is no shortage of options in South Florida as to who can give you a roof estimate.
Angie’s List: This is a great site that has reviews for popular, well established roofers in addition to independent roofers that operate in your area. Even if you don’t use Angie’s List, it’s never a bad stop in sniffing out the good from bad.
The big chain hardware stores: In some cases, big home improvement retailers offer roofing estimates but for specific roof types. For example, in West Broward, Lowe’s offers shingle roof estimates only. Simply double check, as policies from store to store might change. A call in advance can keep you from touring the big box hardware stores on a Saturday a.m.
Word of Mouth: You can never go wrong by asking people in and around your community. NextDoor app is a popular go-to for taking a pulse from your community. If someone in your neighborhood is getting a new roof, ask them who they are using. In most cases, the roofing company will put a sign in the yard while the work is underway.
As a local insurance claim lawyer, our lawyers will help you through this process. If you have any questions, please feel free to reach out for a free consultation.
Contact Salas Law Firm, P.A. today for a free evaluation. Our Plantation, Florida office serves Palm Beach, Broward and Miami-Dade Counties. Give us a call at 954-315-1155.