What Constitutes a Hostile Work Environment?

Almost all workers — full-time or part-time, employee or independent contractor — has some aspect of their jobs that is less than desirable. Plenty of workers have bosses (and coworkers) that are jerks. Very rarely do those two situations result in an actual hostile work environment; there is quite a high bar workers must clear in order to convince a civil court they were victims of a hostile work environment. Salas Read More

Why You Need an Attorney Before You Submit an Insurance Claim

If you’re fortunate, you have had the same insurance provider for years (or even decades). You probably have built a relationship with your agent and see the team as your allies. After submitting every payment in full, on time for years, you experience what you believe is a covered loss to your house. You assume that the claims process will be fairly straightforward and you will be compensated fairly. Unfortunately, Read More

3 Reasons Attorneys Could Provide You an Edge at a Real Estate Closing

So, you finally made it to the closing table. It’s been a long journey, but you’re about to finally take ownership of your dream house. There are just a few loose ends to tie up. Before you got here, you, as a Florida homebuyer, had a choice between hiring a title company and an attorney to handle the closing process.  Specifically, you needed title insurance to protect yourself from financial loss stemming from Read More

Let’s count the ways to getting a roof estimate

When filing a roof insurance claim, lawyer or not, you will need to get a quote to replace or repair your roof.  If you do decide to go with an insurance claim lawyer, the quote will be important in providing your insurance company with documentation of an estimated loss. You should explore getting an independent quote in addition to whatever quote you may get from your insurance company’s representative.  When Read More

Can my insurance company drop me if I sue them?

As an insurance claim lawyer, two questions I am asked frequently is whether or not an insurance company would drop someone if they filed a lawsuit against them? First of all, we reduce the risk because we pursue your legal right under the law. A home is one of the biggest purchases you’ll ever make in your life. Before any notice or communication between an insurance claim lawyer and your insurance company, we will Read More

Ask an Insurance Claim Lawyer: When to start home repairs

Ask an Insurance Claim Lawyer: When to start home repairs after a natural disaster If a natural disaster has caused significant damage to your home, you may be tempted to begin repairs right away. However, those repairs could lead to issues if you’ve filed an insurance claim.  First and foremost, immediate minor repairs and temporary fixes are a good idea if they prevent major damage. Also, make sure there is no Read More

Are living expenses reimbursable?

If a windstorm, hurricane or other perils have damaged your home to the point you cannot live there, you may be entitled to reimbursement for expenses incurred while your insurance claim is being investigated.  It’s important to review your insurance policy to learn about the different provisions and entitlements. Nearly all policies allow what is called an additional living expense (ALE). A general rule of thumb is Read More

Challenges facing our beautiful South Florida homes

We live in a sub-tropical paradise throughout a good deal of the year. But that paradise can take its toll on your home. The age of your home, combined with seasonal weather threats and humidity, all pose dangers that over time may lead to major problems. Fortunately, an experienced insurance claim lawyer can help you wade through the challenges should you, your family or a community member experience damage to your Read More

Can an insurance company investigate your social media profiles?

Social Media and Insurance Claims Can an insurance company can deny your claim based on what you post to your social media accounts? The answer: Yes. Insurance Companies can and will investigate social media profiles.  Insurance companies will often check your social media if you have a contested insurance claim. Posts that you think are innocent or funny can later become evidence for an Read More

Late Notice Insurance Claim Denials in Florida

Whenever you have any insurance claim, whether it is for your home or automobile, the insurance company requires that you notify them of the accident. Notification is an important part of the insurance claim process. This notice allows the insurance company to start their investigation of the accident and if done promptly, you can avoid a Late Notice Insurance Claim Denial. The insurance company argues Read More