As Hurricane season threatens Florida, your priority is ensuring that you and your loved ones have enough first aid supplies, batteries, flashlights, non-perishable food and water. Likewise, you should strongly consider seeking appropriate shelter if you and your loved ones live in low-lying or coastal areas. Floridians know all too well that the state has had its fair share of tropical depressions, tropical Read More
What is the difference between first party and third party insurance claims?
In most insurance claims, there are three parties involved. The first party is you, the insured. The second party is the insurance company. The third party is anyone else participating in the claim. The third party could have suffered from property damage or has a personal injury because of something that the insured did or is accused of doing. A good rule of thumb is that if the individual complaining of damages Read More
The insurance company’s obligation to act fairly and quickly
Insurance companies have an obligation to act fairly and quickly to resolve policyholders’ insurance claims. This is commonly referred to as the duty of good faith and fair dealing. You need the funds to replace or repair your property and your insurance company may be the only one that can help. It would be easy for insurance companies to simply deny your claim just because they felt like it. Thankfully, Read More
Homeowner’s insurance policies: Understanding appraisal provisions
What is the Appraisal Clause? Chances are your homeowner’s insurance policy contains an appraisal provision. Understanding appraisal provision in an insurance policy is straightforward. However, navigating through the appraisal process without the help of an insurance claim lawyer or public adjuster is risky. Property damage disputes frequently involve an appraisal of the damaged property. Generally Read More
Why Should I Hire a Lawyer for My Residential Real Estate Closing?
Florida law does not require you to have an attorney involved with your real estate closing. So why would you undergo the extra expense, especially when you are dealing with an already lengthy list of closing costs and related outlays of funds? A lot of deals are done with brokers instead of lawyers. It is typically cheaper that way, but when the deal is in danger of going awry due to unforeseen problems with Read More
