If a windstorm, hurricane or other perils have damaged your home to the point you cannot live there, you may be entitled to reimbursement for expenses incurred while your insurance claim is being investigated.  It’s important to review your insurance policy to learn about the different provisions and entitlements. Nearly all policies allow what is called an additional living expense (ALE). A general rule of thumb is Read More

We live in a sub-tropical paradise throughout a good deal of the year. But that paradise can take its toll on your home. The age of your home, combined with seasonal weather threats and humidity, all pose dangers that over time may lead to major problems. Fortunately, an experienced insurance claim lawyer can help you wade through the challenges should you, your family or a community member experience damage to your Read More

Social Media and Insurance Claims Can an insurance company can deny your claim based on what you post to your social media accounts? The answer: Yes. Insurance Companies can and will investigate social media profiles.  Insurance companies will often check your social media if you have a contested insurance claim. Posts that you think are innocent or funny can later become evidence for an Read More

Whenever you have any insurance claim, whether it is for your home or automobile, the insurance company requires that you notify them of the accident. Notification is an important part of the insurance claim process. This notice allows the insurance company to start their investigation of the accident and if done promptly, you can avoid a Late Notice Insurance Claim Denial. The insurance company argues Read More

In most insurance claims, there are three parties involved. The first party is you, the insured. The second party is the insurance company. The third party is anyone else participating in the claim. The third party could have suffered from property damage or has a personal injury because of something that the insured did or is accused of doing. A good rule of thumb is that if the individual complaining of damages Read More

Insurance companies have an obligation to act fairly and quickly to resolve policyholders’ insurance claims. This is commonly referred to as the duty of good faith and fair dealing.  You need the funds to replace or repair your property and your insurance company may be the only one that can help. It would be easy for insurance companies to simply deny your claim just because they felt like it. Thankfully, Read More

What is the Appraisal Clause? Chances are your homeowner’s insurance policy contains an appraisal provision. Understanding appraisal provision in an insurance policy  is straightforward. However, navigating through the appraisal process without the help of an insurance claim lawyer or public adjuster is risky. Property damage disputes frequently involve an appraisal of the damaged property. Generally Read More