As Hurricane Matthew threatens Florida’s east coast, your priority is ensuring that you and your loved ones have enough first aid supplies, batteries, flashlights, non-perishable food and water. Likewise, you should strongly consider seeking appropriate shelter if you and your loved ones live in low-lying or coastal areas.
In most insurance claims, there are three parties involved. The first party is you, the insured. The second party is the insurance company. The third party is anyone else participating in the claim. The third party could have suffered from property damage or has a personal injury because of something that the insured did or… Continue reading What is the Difference Between Third Party and First Party Insurance Claims?
Whenever you have any insurance claim, whether it is for your home or automobile, the insurance company requires that you notify them of the accident. Notification is an important part of the insurance claim process. This notice allows the insurance company to start their investigation of the accident and if done promptly, you can avoid a Late… Continue reading Late Notice Insurance Claim Denials in Florida
Insurance companies have an obligation to act fairly and quickly to resolve policyholders’ insurance claims. This is commonly referred to as the duty of good faith and fair dealing. You need the funds to replace or repair your property and your insurance company may be the only one that can help. It would be easy… Continue reading The Insurance Company’s Obligation to Act Fairly and Quickly
What is the Appraisal Clause? Chances are your homeowner’s insurance policy contains an appraisal provision. Understanding appraisal provision in an insurance policy is straightforward. However, navigating through the appraisal process without the help of an insurance claim lawyer or public adjuster is risky. Property damage disputes frequently involve an appraisal of the damaged property. Generally… Continue reading Homeowner’s Insurance Policies: Understanding Appraisal Provisions
Social Media and Insurance Claims Can an insurance company can deny your claim based on what you post to your social media accounts? The answer: Yes. Insurance Companies can and will investigate social media profiles. Insurance companies will often check your social media if you have a contested insurance claim. Posts that you think are innocent or… Continue reading Can an insurance company investigate your social media profiles?