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May 22, 2019

What is the Difference Between Third Party and First Party Insurance Claims?

In most insurance claims, there are three parties involved. The first party is you, the insured. The second party is the insurance company. The third party is anyone else participating in the claim. The third party could have suffered from property damage or has a personal injury because of something that the insured did or...
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The Insurance Company’s Obligation to Act Fairly and Quickly

Insurance companies have an obligation to act fairly and quickly to resolve policyholders’ insurance claims. This is commonly referred to as the duty of good faith and fair dealing.  You need the funds to replace or repair your property and your insurance company may be the only one that can help. It would be easy...
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Homeowner’s Insurance Policies: Understanding Appraisal Provisions

What is the Appraisal Clause? Chances are your homeowner’s insurance policy contains an appraisal provision. Understanding appraisal provision in an insurance policy  is straightforward. However, navigating through the appraisal process without the help of an insurance claim lawyer or public adjuster is risky. Property damage disputes frequently involve an appraisal of the damaged property. Generally...
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